Cash App Withdrawal Limits: How Much Can You Cash Out?

[sandeepkoli]

Cash App has become one of the most popular peer-to-peer payment platforms, offering users a convenient way to send, receive, and withdraw money. However, like any financial service, Cash App imposes certain withdrawal limits to ensure security and compliance with financial regulations. In this guide, we will explore the various withdrawal limits on Cash App, including ATM withdrawals, bank transfers, and how to increase your limits.

Cash App Withdrawal Limits for ATM and Bank Transfers

Cash App provides users with different withdrawal methods, each with its own limits. Below, we break down the key withdrawal limits you should be aware of:

1. Cash App ATM Withdrawal Limits

If you have a Cash Card (Cash App’s debit card), you can withdraw cash from ATMs. The limits for ATM withdrawals are:

• Per transaction limit: $310

• Per 24-hour period: $1,000

• Per 7-day period: $1,000

2. Cash Back at Stores

You can also use your Cash Card to get cash back at certain stores when making a purchase. This amount contributes to your overall withdrawal limit.

3. Bank Transfer (Cash Out) Limits

If you want to withdraw money from Cash App to your linked bank account, the limits depend on whether your account is verified or unverified:

Unverified Accounts:

• $250 per 7-day period

• $1,000 per 30-day period

Verified Accounts:

Once you verify your identity (by providing your full name, date of birth, and the last four digits of your Social Security Number), your limits increase:

• $7,500 per 7-day period

• No specified limit for 30-day period

How to Increase Cash App Withdrawal Limits

To increase your Cash App withdrawal limits, follow these steps:

1. Verify Your Identity – Go to Cash App settings and provide your full name, date of birth, and Social Security Number.

2. Enable Direct Deposits – Users who receive direct deposits via Cash App may get higher withdrawal limits.

3. Build a Transaction History – Regular usage of Cash App and transactions can help you qualify for higher limits over time.

Cash App Instant vs. Standard Withdrawals

Cash App offers two types of bank withdrawals:

• Standard Withdrawal – Free; takes 1-3 business days to reflect in your bank account.

• Instant Withdrawal – Available for a 0.5% to 1.75% fee; funds arrive instantly.

Cash App Withdrawal Limits: Quick Reference Table

Withdrawal Type

Unverified Users

Verified Users

ATM Withdrawal

$310 per transaction, $1,000 per 7-day period

$310 per transaction, $1,000 per 7-day period

Bank Transfer

$250 per 7-day period

$7,500 per 7-day period

Instant Transfer

Depends on balance

Depends on balance

Common Issues With Cash App Withdrawals

1. Withdrawal Declined

• Insufficient funds

• Exceeding withdrawal limits

• Network or bank issues

2. ATM Fees

• Cash App charges a $2.50 fee per ATM withdrawal (additional fees may be charged by the ATM provider).

• You can get reimbursed for ATM fees by setting up direct deposits of at least $300 per month.

FAQs About Cash App Withdrawal Limits

1. How do I check my Cash App withdrawal limit?

Go to your Cash App profile settings, then navigate to banking or limits to view your current withdrawal limits.

2. Can I withdraw more than $1,000 per week from an ATM with Cash App?

No, the maximum Cash App ATM withdrawal limit remains at $1,000 per rolling 7-day period.

3. How do I increase my Cash App withdrawal limit?

Verify your identity by providing your full name, date of birth, and Social Security Number.

4. What happens if I exceed my withdrawal limit?

If you attempt to withdraw more than your allowed limit, the transaction will be declined, and you may need to wait for the limit reset period.

5. Is there a limit on how much I can withdraw via Instant Transfer?

Cash App does not specify a strict limit for Instant Transfers, but transactions depend on your available balance.

Final Thoughts

Understanding Cash App’s withdrawal limits can help you manage your funds efficiently. Whether you need to withdraw cash from an ATM, transfer money to your bank, or use Instant Transfers, ensuring you verify your account can unlock higher limits and reduce restrictions. If you regularly hit your limits, consider enabling direct deposit for additional benefits.