How SR-22 Requirements Work for High-Risk Drivers in Kentucky
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Hey everyone,
If you’ve had a major traffic violation or a DUI in Kentucky, you might be required to file an SR-22. A lot of people think SR-22 is a type of insurance, but it’s actually just a form your insurer files with the state to prove you carry the minimum required coverage.
Being labeled a high-risk driver usually means higher premiums, and not all companies are willing to issue SR-22 policies. The good news is, if you keep a clean record for the required period (usually three years), you can often return to standard rates.
While reviewing auto insurance quotes Louisville, I noticed some insurers specialize in high-risk policies and even offer flexible payment plans to make it more affordable. It really pays to compare because rates can vary a lot between providers.
Has anyone here had to file an SR-22 in Kentucky? How long did it take before your rates started to drop again?
If you’re in this situation, it’s worth checking Louisville insurers who work with high-risk drivers and keep SR-22 costs manageable.